If you’re searching for a delightful and indulgent treat that pairs perfectly with your morning coffee or afternoon tea, look no further than these Peanut Butter Banana White Chocolate Chip Muffins. With the rich flavors of peanut butter, the sweetness of ripe bananas, and the creamy goodness of white chocolate chips, these muffins are sure to become a favorite in your household. They’re easy to whip up and make your kitchen smell amazing, inviting everyone to gather around for a warm, comforting bite.
Why This Recipe Belongs in Your Rotation

These Peanut Butter Banana White Chocolate Chip Muffins are not just delicious; they’re also packed with wholesome ingredients that make them a guilt-free indulgence. The combination of white whole wheat flour and oats provides a nutritious base, while the bananas add natural sweetness and moisture. Plus, they freeze beautifully, making them a perfect batch-bake option. Whether for breakfast, a snack, or dessert, these muffins are versatile and satisfying.
Ingredient Notes
- White Whole Wheat Flour: This flour offers a mild flavor and a hint of nuttiness, making it a fantastic choice for muffins. All-purpose flour can also be used if you prefer.
- Oats: Rolled oats add texture and a hearty feel to the muffins while boosting their nutritional value.
- Sugar: Regular granulated sugar works well, but you could use coconut sugar for a more caramel-like flavor.
- Baking Powder and Baking Soda: These leavening agents ensure your muffins rise beautifully and have a light, fluffy texture.
- Salt: A pinch of salt balances the sweetness and enhances the overall flavor of the muffins.
- Ripe Bananas: The riper the bananas, the better for sweetness and moisture!
- Vanilla Greek Yogurt: This ingredient adds creaminess and a protein boost, making the muffins more filling.
- Milk: You can use any type of milk (dairy or non-dairy) based on your preference.
- Peanut Butter: Creamy or chunky peanut butter works great, or you can substitute with a nut-free alternative if needed.
- Melted Butter: This adds richness and flavor; you can also use coconut oil for a dairy-free version.
- Vanilla Extract: A must for elevating the flavor profile.
- Large Egg: This binds everything together and contributes to the muffins’ structure.
- White Chocolate Chips: They provide a sweet, creamy bite; adjust the amount based on your preference.
Prep & Cook Tools
- Mixing Bowls: You’ll need a large bowl for mixing wet ingredients and a medium one for the dry ingredients.
- Measuring Cups and Spoons: Precise measurements are crucial for baking success.
- Whisk: Ideal for combining dry ingredients and mixing the wet ones.
- Rubber Spatula: Perfect for folding the batter and scraping down the sides of the bowl.
- Muffin Tin: A standard 12-cup muffin tin is necessary for baking these delicious muffins.
- Parchment Paper Liners (optional): These make for easy removal and cleanup, plus they look great!
How to Prepare Peanut Butter Banana White Chocolate Chip Muffins

Step 1: Preheat Your Oven
Begin by preheating your oven to 350°F (175°C). This ensures that your muffins bake evenly and come out perfectly fluffy.
Step 2: Prepare the Muffin Tin
Line your muffin tin with parchment paper liners or spray it lightly with cooking spray to prevent sticking.
Step 3: Mash the Bananas
In a large mixing bowl, mash the ripe bananas until smooth. The riper the bananas, the sweeter your muffins will be!
Step 4: Mix Wet Ingredients
To the mashed bananas, add the vanilla Greek yogurt, milk, peanut butter, melted butter, vanilla extract, and egg. Whisk everything together until well combined.
Step 5: Combine Dry Ingredients
In a separate medium bowl, whisk together the white whole wheat flour, oats, sugar, baking powder, baking soda, and salt.
Step 6: Combine Wet and Dry Ingredients
Gradually add the dry mixture to the wet mixture, stirring gently with a spatula until just combined. Be careful not to overmix; a few lumps are okay.
Step 7: Fold in White Chocolate Chips
Gently fold in the white chocolate chips, ensuring they are evenly distributed throughout the batter.
Step 8: Fill Muffin Cups
Spoon the batter into the prepared muffin cups, filling each about 2/3 full to allow space for rising.
Step 9: Bake
Place the muffin tin in the preheated oven and bake for 18-20 minutes or until a toothpick inserted into the center comes out clean.
Step 10: Cool and Enjoy
Once baked, remove the muffins from the oven and let them cool in the tin for a few minutes before transferring them to a wire rack to cool completely. Enjoy warm or at room temperature!
Substitutions by Category

- Flour: Use all-purpose flour or a gluten-free blend instead of white whole wheat flour.
- Sweetener: Substitute granulated sugar with honey or maple syrup for a natural sweetener.
- Dairy-Free Option: Use almond, soy, or oat milk in place of regular milk, and choose a dairy-free yogurt.
- Nut-Free Option: Replace peanut butter with sunflower seed butter or soy nut butter.
Mistakes That Ruin Peanut Butter Banana White Chocolate Chip Muffins
- Overmixing the batter can lead to dense muffins; mix just until combined.
- Using overly ripe bananas is key; if they’re not ripe enough, the muffins won’t be sweet or flavorful.
- Not measuring your ingredients accurately can throw off the balance of flavors and textures.
- Baking for too long can dry out the muffins; keep an eye on them during the last few minutes.
Keep-It-Fresh Plan
These Peanut Butter Banana White Chocolate Chip Muffins can be stored at room temperature in an airtight container for up to three days. For longer storage, freeze them in a single layer on a baking sheet, then transfer to a zip-top bag for up to three months. When you’re ready to enjoy, simply thaw at room temperature or warm them in the microwave for a few seconds.
Questions People Ask
Can I use frozen bananas for this recipe?
Absolutely! Just make sure to thaw and drain any excess liquid from the frozen bananas before mashing them into the batter.
How do I make these muffins vegan?
To make these muffins vegan, substitute the egg with a flax egg (1 tablespoon ground flaxseed mixed with 2.5 tablespoons water) and use a plant-based yogurt and milk.
Can I add nuts to the recipe?
Yes! Chopped walnuts or pecans would add a lovely crunch. Just fold them in along with the white chocolate chips.
What can I serve with these muffins?
These muffins are delicious on their own, but they pair wonderfully with a smear of additional peanut butter, a drizzle of honey, or a dollop of yogurt for extra creaminess.
Next Up in Your Queue
- Classic Banana Bread
- Healthy Banana Oatmeal Cookies
- Vegan Chocolate Chip Cookies
- Perfect Peanut Butter Cookies
Next Steps
Now that you’ve discovered this delightful recipe for Peanut Butter Banana White Chocolate Chip Muffins, it’s time to gather your ingredients and get baking! These muffins are not only a treat for your taste buds but also a great way to use up those ripe bananas sitting on your countertop. Enjoy the process, share them with loved ones, and watch as they disappear in no time. Happy baking!

Peanut Butter Banana White Chocolate Chip Muffins
Equipment
- Large Mixing Bowl
- Medium Mixing Bowl
- Measuring cups and spoons
- Whisk
- Rubber spatula
- 12-cup muffin tin
- Parchment Paper Liners (optional)
Ingredients
- 1 cup white whole wheat flour
- 1/2 cup rolled oats
- 1/3 cup granulated sugar
- 1 tsp baking powder
- 1/2 tsp baking soda
- 1/4 tsp salt
- 1 cup ripe bananas mashed
- 1/2 cup vanilla Greek yogurt
- 1/4 cup milk
- 1/3 cup peanut butter creamy or chunky
- 1/4 cup butter melted
- 1 tsp vanilla extract
- 1 large egg
- 3/4 cup white chocolate chips
Instructions
- Preheat your oven to 350°F (175°C) to ensure even baking.
- Line a 12-cup muffin tin with parchment paper liners or lightly spray with cooking spray to prevent sticking.
- In a large mixing bowl, mash the ripe bananas until smooth for natural sweetness and moisture.
- Add vanilla Greek yogurt, milk, peanut butter, melted butter, vanilla extract, and egg to the mashed bananas. Whisk until well combined.
- In a medium bowl, whisk together white whole wheat flour, rolled oats, sugar, baking powder, baking soda, and salt.
- Gradually add the dry ingredients to the wet ingredients, stirring gently with a spatula until just combined. Do not overmix; some lumps are fine.
- Fold in the white chocolate chips evenly throughout the batter.
- Spoon the batter into the prepared muffin cups, filling each about two-thirds full to allow rising.
- Bake in the preheated oven for 18-20 minutes, or until a toothpick inserted in the center comes out clean.
- Remove muffins from the oven and cool in the tin for a few minutes, then transfer to a wire rack to cool completely. Enjoy warm or at room temperature!
Notes
- Do not overmix the batter to keep muffins light and fluffy.
- Use very ripe bananas for optimal sweetness and moisture.
- These muffins freeze well; store in an airtight container for up to three months.
