If you’re on the hunt for a dessert that brings together the delightful flavors of banana and coconut with the indulgence of chocolate, look no further! The Easiest Coconut Banana Cake with Fudgy Chocolate Frosting is a blissful creation that combines moist banana cake with rich, fudgy frosting. Perfectly sweetened and beautifully textured, it’s sure to become a staple in your baking repertoire. Whether you’re celebrating a special occasion or simply treating yourself, this cake is bound to impress.
Why This Easiest Coconut Banana Cake with Fudgy Chocolate Frosting. Stands Out

This cake stands out for several reasons. Firstly, it utilizes overly ripe bananas, which not only helps reduce food waste but also infuses the cake with natural sweetness and moisture. The addition of coconut adds a tropical twist, making each bite feel like a mini vacation. To top it all off, the fudgy chocolate frosting takes this dessert to the next level, providing a rich contrast to the lightness of the cake. This combination of flavors and textures makes the Easiest Coconut Banana Cake with Fudgy Chocolate Frosting a true crowd-pleaser.
Shopping List
- Bananas: 4 medium overly ripe bananas (about 1 1/4 cups mashed)
- Coconut Oil: 1/2 cup melted coconut oil
- Honey: 1/4 cup honey
- Eggs: 2 large eggs
- Vanilla Extract: 2 teaspoons vanilla extract
- All-Purpose Flour: 1 1/2 cups all-purpose flour
- Baking Soda: 1 1/2 teaspoons baking soda
- Cinnamon: 1 teaspoon ground cinnamon (optional)
- Kosher Salt: 1/2 teaspoon kosher salt
- Coconut Flakes: 1/2 cup shredded sweetened or unsweetened coconut flakes
- Cream Cheese: 2 ounces cream cheese, at room temperature
- Butter: 1 stick (8 tablespoons) salted butter, at room temperature
- Powdered Sugar: 1 cup powdered sugar
- Cocoa Powder: 1/2 cup unsweetened cocoa powder
- Coconut Milk: 1/4 cup canned coconut milk
Kitchen Gear Checklist
- Mixing Bowls: For combining ingredients.
- Whisk: To mix the wet ingredients smoothly.
- Spatula: For folding in the coconut and other ingredients.
- 9×13-inch Baking Pan: Ideal for baking the cake.
- Electric Mixer: For making the frosting smooth and creamy.
- Cooling Rack: To cool the cake before frosting.
Make Easiest Coconut Banana Cake with Fudgy Chocolate Frosting.: A Simple Method

Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Grease and flour a 9×13-inch baking pan.
Step 2: Prepare the Cake Batter
In a large mixing bowl, mash the 4 medium overly ripe bananas until smooth. Add the 1/2 cup melted coconut oil, 1/4 cup honey, 2 large eggs, and 2 teaspoons vanilla extract. Whisk until well combined.
Step 3: Combine Dry Ingredients
In another bowl, whisk together 1 1/2 cups all-purpose flour, 1 1/2 teaspoons baking soda, 1 teaspoon ground cinnamon (if using), and 1/2 teaspoon kosher salt.
Step 4: Mix Wet and Dry Ingredients
Gradually add the dry ingredients to the banana mixture, stirring gently until just combined. Be careful not to overmix. Fold in the 1/2 cup shredded coconut.
Step 5: Bake the Cake
Pour the batter into the prepared baking pan and smooth the top with a spatula. Bake for 25-30 minutes, or until a toothpick inserted in the center comes out clean. Let the cake cool in the pan for about 10 minutes, then transfer it to a cooling rack to cool completely.
Step 6: Prepare the Fudgy Chocolate Frosting
In a medium mixing bowl, beat together 2 ounces of cream cheese and 1 stick (8 tablespoons) of salted butter until creamy. Gradually add in 1 cup powdered sugar and 1/2 cup unsweetened cocoa powder, mixing until smooth. Finally, pour in 1/4 cup canned coconut milk and 2 teaspoons vanilla extract, beating until the frosting is fluffy.
Step 7: Frost the Cake
Once the cake has completely cooled, spread the fudgy chocolate frosting evenly over the top. Feel free to sprinkle additional coconut flakes on top for an extra touch!
Swap Guide

- Coconut Oil: Substitute with vegetable oil or melted butter if preferred.
- Honey: Use maple syrup or agave nectar for a vegan option.
- All-Purpose Flour: Whole wheat flour can be used for a healthier alternative.
- Cream Cheese: For a dairy-free version, use vegan cream cheese.
Mistakes That Ruin Easiest Coconut Banana Cake with Fudgy Chocolate Frosting.
- Overmixing the batter can lead to a dense cake; mix until just combined.
- Not using overly ripe bananas, which are key for flavor and moisture.
- Skipping the cooling step before frosting can cause the frosting to melt.
- Using cold butter or cream cheese can result in a lumpy frosting.
Store, Freeze & Reheat
The Easiest Coconut Banana Cake with Fudgy Chocolate Frosting can be stored in an airtight container at room temperature for up to 3 days. If you want to keep it longer, wrap it tightly in plastic wrap and freeze for up to 2 months. To reheat, simply let it thaw at room temperature before serving. If you prefer to enjoy it warm, pop individual slices in the microwave for a few seconds.
FAQ
Can I use frozen bananas for this recipe?
Yes! If you have frozen bananas, simply thaw them and drain any excess liquid before mashing. They work perfectly in this recipe.
Can I make this cake gluten-free?
Absolutely! You can substitute the all-purpose flour with a 1:1 gluten-free baking blend for a gluten-free option.
How can I make the frosting less sweet?
If you prefer a less sweet frosting, reduce the amount of powdered sugar and increase the cocoa powder slightly for a richer flavor.
Is it necessary to use coconut flakes in the batter?
While coconut flakes add wonderful texture and flavor, you can omit them if you’re not a fan or if you prefer a smoother cake.
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Serve & Enjoy
Slice up this delightful Easiest Coconut Banana Cake with Fudgy Chocolate Frosting and serve it to your friends and family. Watch as they delight in the moist banana cake with the rich chocolate frosting that ties everything together. Each bite is a comforting experience, perfect for any occasion or just a sweet treat to brighten your day. Enjoy every morsel of this delicious creation, and don’t forget to share your experience with others!

Easiest Coconut Banana Cake with Fudgy Chocolate Frosting.
Equipment
- Mixing Bowls
- Whisk
- Spatula
- 9x13 inch baking pan
- Electric Mixer
- Cooling rack
Ingredients
For the Cake:
- 4 medium Bananas overly ripe, about 1 1/4 cups mashed
- 1/2 cup Coconut Oil melted
- 1/4 cup Honey
- 2 large Eggs
- 2 teaspoons Vanilla Extract
- 1 1/2 cups All-Purpose Flour
- 1 1/2 teaspoons Baking Soda
- 1 teaspoon Ground Cinnamon optional
- 1/2 teaspoon Kosher Salt
- 1/2 cup Coconut Flakes shredded sweetened or unsweetened
For the Fudgy Chocolate Frosting:
- 2 ounces Cream Cheese at room temperature
- 1 stick Butter 8 tablespoons, salted, at room temperature
- 1 cup Powdered Sugar
- 1/2 cup Unsweetened Cocoa Powder
- 1/4 cup Canned Coconut Milk
- 2 teaspoons Vanilla Extract
Instructions
Cake Preparation
- Preheat your oven to 350°F (175°C). Grease and flour a 9x13-inch baking pan.
- In a large mixing bowl, mash the 4 medium overly ripe bananas until smooth. Add the 1/2 cup melted coconut oil, 1/4 cup honey, 2 large eggs, and 2 teaspoons vanilla extract. Whisk until well combined.
- In another bowl, whisk together 1 1/2 cups all-purpose flour, 1 1/2 teaspoons baking soda, 1 teaspoon ground cinnamon (if using), and 1/2 teaspoon kosher salt.
- Gradually add the dry ingredients to the banana mixture, stirring gently until just combined. Be careful not to overmix. Fold in the 1/2 cup shredded coconut.
- Pour the batter into the prepared baking pan and smooth the top with a spatula. Bake for 25-30 minutes, or until a toothpick inserted in the center comes out clean. Let the cake cool in the pan for about 10 minutes, then transfer it to a cooling rack to cool completely.
Frosting Preparation
- In a medium mixing bowl, beat together 2 ounces of cream cheese and 1 stick (8 tablespoons) of salted butter until creamy. Gradually add in 1 cup powdered sugar and 1/2 cup unsweetened cocoa powder, mixing until smooth.
- Finally, pour in 1/4 cup canned coconut milk and 2 teaspoons vanilla extract, beating until the frosting is fluffy.
- Once the cake has completely cooled, spread the fudgy chocolate frosting evenly over the top. Feel free to sprinkle additional coconut flakes on top for an extra touch!
Notes
- Use overly ripe bananas for natural sweetness and moist texture.
- Do not overmix the batter to avoid a dense cake.
- Ensure the cake is completely cooled before frosting to prevent melting.
- Substitute ingredients like honey or flour for dietary preferences.
- Store cake in an airtight container at room temperature for up to 3 days or freeze for up to 2 months.
